PM Fasal Bima Yojana (PMFBY) is a government scheme that provides insurance to farmers for their crops. Its main purpose is to provide coverage for losses caused by natural calamities, pests, or diseases. The benefit of the scheme goes directly into the farmer’s bank account.
PM Fasal Bima Yojana 2025 : Key Highlights
Key Point Details Scheme Name PM Fasal Bima Yojana (PMFBY) Launched By Prime Minister Narendra Modi Launched On 18 February 2016 Applicable For All Farmers of India Type of Scheme Crop Insurance Scheme Department Ministry of Agriculture & Farmers Welfare Official Website https://pmfby.gov.in/
Main Benefits
Low premium: only 2% on Kharif crop and 1.5% on Rabi crop
Crop damage cover due to natural disaster
Direct benefit in bank account through DBT
Assurance of crop safety – farming without stress
Eligibility
Any farmer of India is eligible
Crop must be registered
Bank account and Aadhaar card mandatory
The scheme should be implemented in the concerned state/district
Premium Rates
Type of crop Premium payable by farmer (%) Kharif crop 2% Rabi crop 1.5% Annual/Commercial crop 5%
How to Apply?
Visit pmfby.gov.in website
Register by going to “Farmer Corner”
Upload crop details and documents
Make online premium payment
Submit and keep the receipt safely
Click here to apply
Required Documents
Aadhar Card
Copy of Bank Passbook
Land Documents
Crop Details
Photo
How to claim?
नुकसान होने की स्थिति में 72 घंटे के अंदर सूचना दें
ग्राम पंचायत स्तर पर रिपोर्टिंग करें
Survey के बाद eligible किसान को मुआवजा सीधे बैंक में मिलेगा
Important Dates
आवेदन की अंतिम तिथि: राज्य अनुसार अलग-अलग होती है (खरीफ/रबी सीजन के अनुसार)
Official पोर्टल और राज्य कृषि विभाग पर नज़र रखें
