PM Fasal Bima Yojana (PMFBY) is a government scheme that provides insurance to farmers for their crops. Its main purpose is to provide coverage for losses caused by natural calamities, pests, or diseases. The benefit of the scheme goes directly into the farmer’s bank account.
PM Fasal Bima Yojana 2025 : Key Highlights
| Key Point | Details |
| Scheme Name | PM Fasal Bima Yojana (PMFBY) |
| Launched By | Prime Minister Narendra Modi |
| Launched On | 18 February 2016 |
| Applicable | For All Farmers of India |
| Type of Scheme | Crop Insurance Scheme |
| Department | Ministry of Agriculture & Farmers Welfare |
| Official Website | https://pmfby.gov.in/ |
Main Benefits
- Low premium: only 2% on Kharif crop and 1.5% on Rabi crop
- Crop damage cover due to natural disaster
- Direct benefit in bank account through DBT
- Assurance of crop safety – farming without stress
Eligibility
- Any farmer of India is eligible
- Crop must be registered
- Bank account and Aadhaar card mandatory
- The scheme should be implemented in the concerned state/district
Premium Rates
| Type of crop | Premium payable by farmer (%) |
| Kharif crop | 2% |
| Rabi crop | 1.5% |
| Annual/Commercial crop | 5% |
How to Apply?
- Visit pmfby.gov.in website
- Register by going to “Farmer Corner”
- Upload crop details and documents
- Make online premium payment
- Submit and keep the receipt safely
- Click here to apply
Required Documents
- Aadhar Card
- Copy of Bank Passbook
- Land Documents
- Crop Details
- Photo
How to claim?
- नुकसान होने की स्थिति में 72 घंटे के अंदर सूचना दें
- ग्राम पंचायत स्तर पर रिपोर्टिंग करें
- Survey के बाद eligible किसान को मुआवजा सीधे बैंक में मिलेगा
Important Dates
- आवेदन की अंतिम तिथि: राज्य अनुसार अलग-अलग होती है (खरीफ/रबी सीजन के अनुसार)
- Official पोर्टल और राज्य कृषि विभाग पर नज़र रखें
