Dairy farming has become a rapidly growing employment source in rural areas. To encourage this sector, the government is running the Dairy Farming Loan Scheme 2025, which offers loans up to ₹10 lakh and a subsidy of up to 33% to farmers and youth. With low interest rates and easy EMIs, this scheme is highly beneficial for those looking to start or expand their dairy business. Below are complete details on the eligibility, benefits, and online application process.This scheme is run by the Animal Husbandry and Dairy Department and the Central Government, which strengthens the rural economy.

Dairy Farming Loan Scheme 2025 – Key Details

Details Information

• Department Name : Animal Husbandry and Dairying Department
• Scheme Name : Dairy Farming Loan Scheme 2025
• Maximum Loan Amount: Up to ₹10 Lakh
• Interest Rate: 2% to 6% per annum (depending on the bank)
• Maximum Subsidy: 33%
• Repayment Period: 5 to 7 years
• Application Process: Online/Offline
• Official Website: https://dahd.gov.in/

Eligibility for Dairy Farming Loan

The following eligibility criteria are required to avail of this scheme:

• The applicant must be an Indian citizen.
• Minimum age 18 years.
• Good credit/CIBIL score.
• A project report for the dairy business is mandatory.
• Private land is required to start the business.

Scheme Benefits and Features

• Easy loans from ₹50,000 to ₹10 lakh
• Up to 33% subsidy (from select banks and NABARD)
• Low interest rates – starting at 1.25% per month
• Applying via both online and offline channels
• Flexible repayment period of 5 to 7 years
• Low or no processing fee

How to apply online? (Step-by-Step)

• Visit the official website of your preferred bank.
• Select “Agriculture/Dairy Loan” in the “Loan” section.
• Click on Dairy Farming Loan.
• Carefully fill in all the required information.
• Upload the required documents and project report.
• Submit the form.
• After the bank verifies the report, the loan is approved within 10–15 days.

Conclusion

The Dairy Farming Loan Scheme 2025 is a great opportunity for rural youth, farmers, and entrepreneurs. Low interest rates, easy EMIs, and subsidies make this scheme even more beneficial. If you are looking to start or expand a dairy business, this scheme could be the best option for you.

FAQs – Frequently Asked Questions

Q1. How much subsidy is available on a dairy farming loan?

Answer: A maximum subsidy of 33% is available (depending on the bank/project).

Q2. How long does it take to get a loan?

Answer: The loan is approved within approximately 10–15 days of application.

Q3. Where can I get this loan?

Answer: This loan is available through all major banks in the country (SBI, PNB, etc.) and NABARD.